Westpac's Pay with Points feature in their Altitude credit card reward program is an Australian first. Customers can continue to redeem available points for gift cards, travel, and cashback. Westpac Group companies Westpac, St.George Bank, BankSA and Bank of Melbourne also offer cashback through a partnership with ShopBack. In the past 12 months, Westpac customers have received more than $19 million in ShopBack Cashbacks.